Many Americans purchase health insurance under the impression that doing so will protect them from exorbitant, one-time costs associated with medical care. Insured patients pay premiums every month rather than having to worry about paying a large medical expense at once. In some instances, however, insured patients visit their doctors and receive a costly, unexpected bill. This is a consequence of the current structure of health insurance and provider networks, wherein insurers and health care providers negotiate to accept discounted payments as payments in full for services in exchange for sending patients to those providers. When patients visit out-of-network providers—those who haven’t agreed to these discounts—they can lose the benefit of their insurance. The provider may charge them the entire, non-discounted price for a service—and insurance may not cover any of the bill.
Thursday, February 28, 2019
Wednesday, February 27, 2019
Steve Flowers: Inside the Statehouse - 2020 campaigns are kicking off
A lot has happened politically in the first quarter of 2019. The governor and all of our constitutional officials have been sworn in and have begun their four-year terms in office with Kay Ivey as governor, Will Ainsworth as lieutenant governor, John Merrill as Alabama Secretary of State, John McMillan as Alabama Treasurer, Rick Pate as Alabama Agriculture Commissioner, and Jim Ziegler in his second term as Alabama Auditor.
More importantly, the Alabama Legislature has organized and the regular session begins next week. Lawmakers will be dealing with a myriad of major issues, not the least of which are the two state budgets. The legislature is more important than who the governor is in state government. The reason being is they appropriate the money. Those who have the gold make the rules. Another apropos adage is, the governor proposes but the legislature disposes.
More importantly, the Alabama Legislature has organized and the regular session begins next week. Lawmakers will be dealing with a myriad of major issues, not the least of which are the two state budgets. The legislature is more important than who the governor is in state government. The reason being is they appropriate the money. Those who have the gold make the rules. Another apropos adage is, the governor proposes but the legislature disposes.
Tuesday, February 26, 2019
Roscoe Jones – First Amendment hero
For Black History Month, it makes sense to honor a First Amendment hero of the highest order. Roscoe Jones certainly qualifies. This African-American Jehovah Witness preacher had the temerity to travel all across the Southeast promoting his religious faith even in all-white areas.
Courage apparently came naturally for Jones, who was born in 1895 in Raleigh, North Carolina. He saw heavy combat duty in World War I. Facing German bombardments in France, Jones recounted the German bombing in his 1968 Watchtower article “Putting Kingdom Interests First”:
Courage apparently came naturally for Jones, who was born in 1895 in Raleigh, North Carolina. He saw heavy combat duty in World War I. Facing German bombardments in France, Jones recounted the German bombing in his 1968 Watchtower article “Putting Kingdom Interests First”:
Monday, February 25, 2019
What if the FBI hadn't caught the Coast Guard officer with a hit list and weapons?
He called himself “a man of action” — but luckily, he never got a chance to prove it.
The FBI arrested active-duty U.S. Coast Guard Lt. Christopher Hasson, labeling him a domestic terrorist who pushed for a “white homeland.”
Hasson had a hit list of Democratic politicians and media figures that included U.S. Senators Cory Booker, Elizabeth Warren, Kamala Harris, and Richard Blumenthal, House Speaker Nancy Pelosi, former Vice President Joe Biden, and MSNBC hosts Ari Melber, Chris Hayes, and Joe Scarborough.
The FBI arrested active-duty U.S. Coast Guard Lt. Christopher Hasson, labeling him a domestic terrorist who pushed for a “white homeland.”
Hasson had a hit list of Democratic politicians and media figures that included U.S. Senators Cory Booker, Elizabeth Warren, Kamala Harris, and Richard Blumenthal, House Speaker Nancy Pelosi, former Vice President Joe Biden, and MSNBC hosts Ari Melber, Chris Hayes, and Joe Scarborough.
Sunday, February 24, 2019
News — Can we own it? Should we be able to?
News permeates our lives. In the words of Supreme Court Justice Mahlon Pitney, it’s “the history of the day.” We consume it constantly and analyze it endlessly. We debate its value and its veracity. But here’s another aspect to discuss: Can we own it? And should we be able to?
Capitol Forum is a subscription news service that produces policy reports on mergers and acquisitions, corporate investigations, and antitrust enforcement. Not exactly page-turners, but the kind of information investors rely on to make business decisions.
Capitol Forum is a subscription news service that produces policy reports on mergers and acquisitions, corporate investigations, and antitrust enforcement. Not exactly page-turners, but the kind of information investors rely on to make business decisions.
Saturday, February 23, 2019
Hate groups reach record high
The number of hate groups operating across America rose to a record high – 1,020 – in 2018 as President Trump continued to fan the flames of white resentment over immigration and the country’s changing demographics.
It was the fourth straight year of hate group growth – a 30 percent increase roughly coinciding with Trump’s campaign and presidency – following three consecutive years of decline near the end of the Obama administration.
It was the fourth straight year of hate group growth – a 30 percent increase roughly coinciding with Trump’s campaign and presidency – following three consecutive years of decline near the end of the Obama administration.
Friday, February 22, 2019
Trump and Maduro, birds of a feather
Even while still keeping U.S. troops mired in America’s forever wars in Syria, Iraq, and Afghanistan, President Donald “America First” Trump is threatening to order his army to invade Venezuela in order to oust Venezuelan dictator Vincente Maduro from office and install a pro-U.S. puppet in his stead. As Ronald Reagan might have put it, “There he goes again.”
In 2017, Maduro used his federal judiciary to annul the Venezuelan National Assembly. He then engineered a new congress that consisted of his lackeys. Not surprisingly, Maduro’s actions received condemnation from all over the world. The head of the OAS called it a coup and declared it to be the final blow to democracy. The U.S. government said it was a “serious setback for democracy in Venezuela.”
In 2017, Maduro used his federal judiciary to annul the Venezuelan National Assembly. He then engineered a new congress that consisted of his lackeys. Not surprisingly, Maduro’s actions received condemnation from all over the world. The head of the OAS called it a coup and declared it to be the final blow to democracy. The U.S. government said it was a “serious setback for democracy in Venezuela.”
Thursday, February 21, 2019
New law could eliminate disability minimum wage loophole
Earlier this month, Representative Bobby Scott (D-IL) and Senator Bob Casey (D-PA) introduced legislation to eliminate the subminimum wage for workers with disabilities. The bill, the Transformation to Competitive Employment Act, phases out section 14(c) of the Fair Labor Standards Act, which made it legal for certified “sheltered workshops” to pay people with disabilities less than the minimum wage.
Wednesday, February 20, 2019
Steve Flowers: Inside the Statehouse - Alabama leads the way with women in governmental leadership
There has been a lot of talk about the advancement of women in politics over the past year. It has been suggested that more progressive states have led the way with this change. The citizens of Alabama can very well make the case that we lead the nation in women taking leadership roles in our state.
It is very doubtful that any state in the nation can claim a female governor and a female chief executive of their state's leading business organization.
Kay Ivey became governor on January 14 after being elected to her own four-year term in November. Ivey had previously been the state treasurer for eight-years and lieutenant governor for six years. She was serving an unexpired term as governor for two years prior to her election last year.
It is very doubtful that any state in the nation can claim a female governor and a female chief executive of their state's leading business organization.
Kay Ivey became governor on January 14 after being elected to her own four-year term in November. Ivey had previously been the state treasurer for eight-years and lieutenant governor for six years. She was serving an unexpired term as governor for two years prior to her election last year.
Tuesday, February 19, 2019
The MLB makes millions on minor leaguers, but it refuses to pay minimum wage
Pitchers and catchers reported to spring training last week, the first sign that Major League Baseball’s Opening Day is drawing near. But amid the hope that springs up with every new baseball season is an unacceptable fact: Many of the players at spring training aren’t being paid.
“Each year, every major league team has their minor league players report to spring training. Most fans don’t know those minor league players have to work 31 straight days for no pay,” said Garrett Broshius, a former minor league baseball player and current attorney who is attempting to sue Major League Baseball to ensure that minor leaguers receive fair pay for not only spring training but all year round.
“Each year, every major league team has their minor league players report to spring training. Most fans don’t know those minor league players have to work 31 straight days for no pay,” said Garrett Broshius, a former minor league baseball player and current attorney who is attempting to sue Major League Baseball to ensure that minor leaguers receive fair pay for not only spring training but all year round.
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